Your forgetting inflation. You have to target the amount of saving you need at the end, not at the beginning. Double or triple the amount you are aiming for, if your lucky.
jrs100000
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jrs100000@lemmy.worldto
Technology@lemmy.world•Microsoft has an ambitious plan to win users back, and go toe-to-toe with Valve's SteamOS for gaming — but I'm not getting my hopes upEnglish
3·11 days agoThat almost never works. By the time a monopoly starts to crumble the rot is systemic. In this case, every single internal stakeholder at MS is going to sabotage the project as soon as someone tells them their baby cant use 3GB of ram and track every mouse click the user makes while it forces flashing ads onto the screen.
jrs100000@lemmy.worldto
Technology@lemmy.world•Microsoft has an ambitious plan to win users back, and go toe-to-toe with Valve's SteamOS for gaming — but I'm not getting my hopes upEnglish
5·11 days agoHilarious. Nobody goes through the trouble of achieving multiple monopolies just to give people what they want.
jrs100000@lemmy.worldto
Technology@lemmy.world•Meta lost 20 million users last quarter. First drop in daily active users since it started tracking the numbers in 2019English
241·14 days agoThere are parts of the world where the Facebook app basically is the Internet. Places where most people dont own a laptop, but everyone has a cell phone and phone service comes bundled with discounted Facebook data. Their hold goes way beyond social networking to, local businesses and even government services dont have webpages, they have Facebook pages only. Every game people play runs through Facebook, and all their saves are locked up with them. Every video people post or watch runs through Facebook and its hyper localized algorithm. It would take generations to displace them.
jrs100000@lemmy.worldto
Technology@lemmy.world•The Boy That Cried Mythos: Verification is Collapsing Trust in AnthropicEnglish
52·21 days agoThis is pretty much what everyone said immediately after Anthropic reached for the “too powerful for the public” excuse. Weve all seen this exact song and dance before. I suppose when you’ve just finished shoveling billions of dollars of speculative funding into a data center inferno its not acceptable to say that you rolled the dice and they came up snake eyes, but its still galling to be lied to so transparently.
Just like WINE!
jrs100000@lemmy.worldto
News@lemmy.world•2 killed, 5 injured as planned fight between teens turns into deadly shooting at North Carolina parkEnglish
82·24 days agoYou would suspect wrong.
Edit: Seriously, the 90s were a wild time to be a kid if you wernt growing up in a wealthy neighbourhood. We didnt have mass shootings, but there were plenty of regular shootings.
jrs100000@lemmy.worldto
Star Trek Social Club@startrek.website•Canadian Star Trek Auction Goes Live With Over 700 Lots From ‘Starfleet Academy’ SetEnglish
3·27 days agoWell stuff from TOS and TNG era productions is pretty sought after by collectors.
But if you check the site, its actually a bunch of big screen TVs that have gotten the most interest, with office furniture and weird looking rocks close behind.
Illegally? No, the NATO allies all work together to catch each other’s dissidents. Just because the US has gone off the rails doesnt mean the EU was innocent.
jrs100000@lemmy.worldto
Fuck AI@lemmy.world•“The problem is Sam Altman”: OpenAI Insiders don’t trust CEOEnglish
29·1 month agoIm just sick of the marketing disguised as concern and doomsday warnings.
I dont know how many people here are old enough to remember, but there was a time when everyone knew that the Internet was going to be big, and they were pouring big money into it, but they couldnt quite say why it would be big, or what a normal non-nerd person might actually need/want the Internet for. So, they decided it was going to be recipes. People used to have cook books and boxes of notecards, old magazine clipping, etc with recipes, and having the right recipe was kind of a big deal, and the Internet was obviously an easy way to solve this problem. Everyone in the world could share the same giant cookbook, any time they wanted, just by paying a modest minutely fee to tie up their home phone line for 20 minutes.
The current AI pitch feels like that, except this time the line is that there might be an extinction level famine because everyone will forget how to cook once they see how great this cookbook is.
jrs100000@lemmy.worldto
Comic Strips@lemmy.world•Gameplay mechanics were also a lot better with more replayability.English
81·1 month agoGraphics are better than ever, but design itself has been moving at a glacial pace for decades.
Ive heard more convincing arguments for an economy based on monkey pictures.
jrs100000@lemmy.worldto
World News@lemmy.world•US demands trillions in 'war ransom' from GCC allies: ReportEnglish
17·2 months agoSurely this leopard will not eat my face. When will people learn, hell always, always, betray you eventually, unless you have the tapes.
jrs100000@lemmy.worldto
Showerthoughts@lemmy.world•Water is just molten rusted hydrogenEnglish
11·2 months agoMany breweries add DHMO directly to their product without disclosing it on the label.
Thats true. Anyone who thinks the bubble popping will make AI go away is kidding themselves. On the other hand, when prices are set more accurately and investors start accepting that they will get diminishing, or even negative, improvement out of the latest model, we may see use cases start to shift to something more realistic.
The problem with bubbles is not that they deflate, its that they pop.
jrs100000@lemmy.worldto
World News@lemmy.world•‘Put him on trial’: pro-Kremlin loyalist turns on Putin in rare outburstEnglish
54·2 months agoSometimes these things are also a trap. Someone will deliberately be positioned to make a public opposition stand, just to flush out anyone who would support them.
jrs100000@lemmy.worldto
196@lemmy.blahaj.zone•They took the fat bananas away from us ruleEnglish
13·2 months agoAnimal feed as well.



Thats true, but its also inserting some big assumptions into your retirement plans. For example, if you looked at 1955 - 1990 instead of 1990 to 2025 for your historical rate, youd need to double the target again to keep up with inflation. If you went back another 35 years the whole thing implodes on asset yields.