Where is Captain Planet?

They already have a shitty job, no need to make them clean dog poop, shaworma and ice-cream off the pavement too.

OMG

Graph looks like a pump’n’dump to me

Well, I did not expect this.

My friend doesn’t get it

Read “Terraria”, my heart skipped a beat

1. because CC companies incentivize us to do so

That was my point, yes. Also, see my other comment, I live in Europe where credit lines (we do have the so-called “shopping” cards offering fixed installments for purchases but also overdraft at an ATM) aren’t the norm here and people opening up such an account take it more seriously and pay attention not to overdraft. “Building your credit score” isn’t a thing here. Confusing terms and scum agents promoting those cards do trick people into overdrafting and paying huge monthly interests (30% / year) instead of fixed installments, though.

I guess it does work differently, and it depends on the bank. I’m in Europe. When I make a payment, let’s say Saturday, that will actually be processed on Monday, the sum doesn’t show up in my account anymore and I see it as a pending transaction. So I can’t spend more than I have on a debit account.

The only time I would owe the bank are card reissue fees every few years, which could take the balance into the negative. But if you have multiple accounts with the same bank (including savings accounts) the fee is automatically withdrawn from other accounts. Also, no fees for the negative balance if it’s a debit card. You can have it pending for months without issue.

I actually take advantage of not being able to overdraft by having a separate account and attached card that I only use for online payments. It normally stays on 0, and I only move money there before making an online purchase. If my card details are leaked / stolen, transactions would get refused (no money in the account), I would just close the card and request another one.

PS Given the downvotes, I understand I might have a wrong understanding and might confuse banking terms a bit, but I don’t live in the US and I certainly wasn’t taking the side of banks regarding the overdraft fees.

I have no issue with overdraft fees, which are normal (for credit accounts), but my problem is that to my understanding most cards in the US are credit cards (so overdraft-capable) by default. Rest of the world takes advantage of the more sane debit card.

If you define “stupid” as “lacking critical thinking skills”, then I agree.

I think the point was universal dongle with universal BLE / radio protocol. It could still have different encryption schemes and keys for each device / manufacturer by upgrading / installing drivers (so in software), but at least the radio packet protocol would be the same which would keep the hardware universal. Kind of like how smart home hubs (WiFi +/ Zigbee +/ Bluetooth +/ 433MHz / etc) work.

But we all know how creating a new “universal” protocol goes from experience (ie USB “standards”).

My fingers were itching to contribute to the Lemmy repo but I have zero knowledge of Rust.

I would have loved to see communities grouping (as a user setting), account data export, GDPR deletion request, account migration to another instance, user following / add as friend, comment with reason for user / community block, link scraper / previews for posts, etc. I’ll have to be patient and let the devs hopefully tackle these some day.

discord

Yuck!

For one, “before Google was a thing” comment. It was popular very quickly and was not the first search engine

Depends on the country and the rate of internet penetration. I think I used Altavista a long time until I’ve heard of Google, at a time when Google was probably popular in the US. And before that, not knowing what a search engine is, I leaned about sites by typing links from newspapers.

Discord is the PERFECT example of a wrong turn down the wrong path. All I ask is stop making me use it to find information on your open source projects.

I now feel guilty of nuking my every comment and post on Reddit. They deserve it, but there are also users I helped and might of helped in the future with my answers. Not on open source projects of course, but general help with apps, services and configuration. Then again, Reddit wasn’t the ideal place to ask for help anyway.

Bringing this full circle. Federated apps feel like the logical next steps. I think this path is the correct one.

I feel you on this one too.

Interestingly, Active users ~= Total users on kbin.social. But I have no idea how that Active number is computed for either lemmy or kbin on that site.

Good question, didn’t notice that.

Edit: I briefly forgot that kbin uses a different source code / platform than Lemmy, even though still uses federation and ActivityPub and counts as part of the fediverse. So it’s counted separately here.

Same like Mastodon, Matrix etc which are different platforms that have the ability to federate with some of the other fediverse platforms like Lemmy.

And also just now I learned that kbin has multiple instances, so it’s like its own thing, not just a Lemmy-federated instance.

You can check stats on instances here.

lemmy.world is #2 by total user count (lemmy.ml being the 1st), but #1 by active users.

And judging by the Local posts and Local comments count, it seems that .world users interact more with communities in other instances than the local ones, unlike the other top instances.

So I would dare to say that your concern over content being monopolized by .world (based on subscribers to local communities) isn’t founded - high number of users, but they tend to subscribe and interact more with communities on other instances.

This is of course anecdotal (same as your example), but I tend to see the opposite in my feed - few posts from communities on .world. It’s very subjective based on what you subscribed to.

The high number of users on .world is because it still has open registration (server was recently upgraded beyond current capacity).