One example I mentioned in my comment you’re replying to is check cashing services. Millions of people in the US receive money via things like check or money order and need to change it to cash despite not having a bank account to deposit it in; this usually involves identifying themselves.

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Those are done at a teller, not an ATM. An ATM requires a bank card, cashing a cheque at a teller does not. The post and everything that’s being discussed is about ATM tracking…

It doesn’t make sense when you actually understand how the system works… but of course people that don’t quite understand the system can be fooled by how it’s possible. But it isn’t, and not for the reasons you’ve suggested, as I’ve countered. It just doesn’t make sense because of all the NOISE.