• Auli@lemmy.ca
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      3 hours ago

      Problem is they work. We can say all we want that it doesn’t but that isn’t the reality.

      • teft@piefed.social
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        1 day ago

        Insurance companies, yes. But we should replace them with some sort of social safety net so people quit being fucked over by random chance. Risk management spread out over a large population is a good thing.

        • porksnort@slrpnk.net
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          7 hours ago

          There used to be a thing called ‘mutual insurance’ as in ‘Mutual of Omaha’. (They did a nature show called Wild Kingdom back in the before-time)

          It’s basically an insurance run like a co-op, not as an arm of some other money-laundering corporate giant.

          Some mutual insurances would balance their books periodically and refund a portion of premiums if the claims paid was less than what premiums brought in.

          I still remember the jingle.

          “Mutual of Omaha …. is people …. you can count on when the going is rough!!”

        • dan1101@lemmy.world
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          24 hours ago

          Some sort of risk management and investment pool that you could draw from when legimately needed. Establishing the legitimacy is one of the hard parts.

    • End-Stage-Ligma@lemmy.world
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      23 hours ago

      If you make a product that you have to manipulate people into buying, maybe it’s a piece of shit and you’re and even bigger piece of shit. Your boss is probably a fetid old piece of shit which has dried and stuck to the side of the bowl for decades - the morbid husk of a once human thing that exists only to steal the fruits of Labor. Yet even the boss covets the power of the Great Rich Ones whom they serve in the hopes that they will be elevated to their number. The Great Rich Ones, possessed of insatiable greed and unfathomable indifference, travelling in relative silence behind the shadows cast by our world like titanic fecaliths unlit by the sun, pulling smaller objects into their crushing embrace. At the center of this madness is Assathoth, the blind idiot God, whose benighted diarrhea-dipped tentacles guide the Market from angles beyond perception and weave the waking nightmare of our capitalist reality.

      Uh anyways fuck ads.