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There actually is a silent and very subtle revision they made to the dpad less than a year after Switch launched (iirc around the time of the Xenoblade 2 controller). The protrusion out the middle of the underside was made slightly longer, which makes you less able to push down all four directions at the same time. The chance of undesired diagonals is very high either way but just slightly lower for the newer one.
Even the improved version is one of Nintendo’s worst dpads ever (including handhelds) imo, with only the GameCube’s coming remotely close. A huge step back from Wii U Pro’s dpad.
This is very uncommon in the US. Most major banks (I’m not aware of any exceptions) charge a fee for each outgoing wire transfer, usually $25-$30. Bank of America, Wells Fargo, Chase, and PNC for just a few examples I’m aware of, plus every credit union that has local branches in my area. Some of those banks even add a second fee at the recipient’s side for incoming wire transfer.
They often encourage customers to rely on third party services like Zelle instead for small transfers to friends and family. Many banks’ sites/apps can also handle transfers between two accounts that both belong to the same bank for free too.