We (uk scout group) use g suite or whatever they call it these days. The Google connection isn’t ideal, but we get it completely free, the t&cs and level of control over it are a lot better than consumer gmail/drive, the learning curve for techphobic users is about as shallow as possible, and we don’t have to spend volunteer time on maintaining the platform. So definitely worth it for us but your situation may vary.

You’re not wrong, though I was a musician before a developer, so it always kind of made sense to me.

At our place it’s the IT guys trying to tell us to exclude the entire Downloads folder. One of our devs had to put her foot down and say no, we’d do something more sensible/limited instead!