How is having physical access to their phone different from having their wallet with credit cards and id?
In your scenario either way, the thief has it. My wallet doesn’t have any facial recognition or passcode option, or native GPS tracker if it’s stolen.
Likewise. Lifetime pass, but I’ll never touch their product again. They really dicked over a lot of people to please corporate threats. Now it’s just an enshittified dumpster fire to me.