

OP didn’t say anything about their financial situation, so we can only speculate.
Maybe they’re a landlord. Maybe they have a hedge fund. Maybe they’ve made good financial decisions in the past and have a big buffer saved up. Maybe they just sold their yacht and have a lot of cash burning in their pocket.
I live in a 50 year old house. All the breakers are 16A, so 220V x 16A = 3.5kW
The electric sauna does three-phase @ 400V. My energy tracker usually peaks around 9.5kW when it’s heating.