• LainTrain@lemmy.dbzer0.com
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    2 days ago

    Lucky you can get away with that. My bank requires the app, without it you can’t even make transactions via the web UI because the 2FA is via their app. You can’t even order a new card or many times order a physical card via their web UI because they don’t bother sending you a physical thing anymore, intention being is that you add the card to Google pay for NFC and online payments and use it that way only. Everything is via the app. I actually have no idea what happens if I lose my phone, because as far as it has been made to appear my bank account is on my phone, there are no sign in details or anything of the sort, it’s either there or it isn’t.

      • LainTrain@lemmy.dbzer0.com
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        5 hours ago

        Yeah good luck with that, most places have been cashless since the pandemic, and there are no banks that don’t do this, they’re required to have 2FA by regulatory compliance and they all implement it as apps to offset compliance costs with data harvesting.

        • Endymion_Mallorn@kbin.melroy.org
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          4 hours ago

          I’ve not had that experience. Most of the places I go to or do business with prefer cash (most even charge for cards now), and my bank doesn’t do that stuff. If they do, I’ll just go to an FCU instead of a bank, since most of them do most of their business in-person.