Maybe inform yourself more before commenting then I guess. Bizum is not a company per se, it’s an initiative from the Spanish government supported by the banks. Portugal has their own and Italy too iirc. They even are all integrated between them, I can use Bizum to send money to someone from Italy using MB Way and so forth.
As stated, it’s weird that they are rolling these systems first on the countries like germany when there’s southern countries with systems that are super similar. If you have seen the wero roadmap the plan to roll out to southern countries is years away,they are prioritising integration in Germany and so on before unification.
You mention all they want to roll out and that [I’ll] be able to use it in commerces, yeah no that’s my point I won’t because they are not prioritising the rollout where I live, when we already have a very similar technology and the adoption would have been fast. Don’t they want users?
The reason why the southern countries separated from the initiative is because instead of using our highly adopted systems as base, the northern initiative wanted us to spend money to develop everything from scratch, which is pretentious and idiotic, but not a surprise…
I don’t like how Wero presents itself as the unifying solution, when the best thing would have been to integrate with the already working international interconnectivity of country specific systems.
Do you have sources for your claims? To me it sounds like you want this division. I never had the feeling there was one in the first place. That’s why I find this claim a bit weird. There may be some other reasons behind this decision. Maybe it’s unifying a fragmented mess of systems? Because that’s what it sounds like to me.
You can feel free to carry on using your system, as the Danes do as well. Then later on you may want to adopt Wero, or perhaps your existing systems will be integrated or they have an interface or whatnot.
I’m not the only one calling the wero a french-german solution.
Maybe it’s unifying a fragmented mess of systems?
There was an intention to do that in the beginning from the southern countries, but the French and German banks had clear stances that they wanted to do it from scratch and asked the banks with those solutions already implemented to basically throw out all of their implementation to do a separate one. As you suggested, interoperability between systems is what Spain, Portugal and Italy are looking for, since they already have their sort of the legwork done.
Anyway, I feel like you are being overly aggressive in regards to my initial stance, where I was right in my assessment on the technology’s development issues.
Like, I was excited and tried to see if my banks were supported, then I saw that no Spaniard bank was, I searched “Wero Bizum” and found the articles I linked you, then wrote my initial comment. It’s not a strong source per se, but I trust the factual information they have presented. I’m not against interoperability or unification of systems but against the unnecessary rewriting of ours when they work perfectly fine.
Thanks for taking the time. I know German banks can be very bossy with the EZB and all, but I don’t think it is to create a divide. I guess I misunderstood you, it sounded a bit as if you were being aggressive in your original post but I’m clearly in the wrong. I didn’t quite like the whole north-south divide sentiment, because other Nordic countries also have their own working systems and they’re also not on board with Wero from the beginning. I’m a huge fan of how Spain handles things lately and truly believe us Germans can learn a lot from you and I wasn’t aware of any north-south beef (except within Germany, lol).
I’ll read up a bit on the topic. You’ve piqued my interest! I’m still excited for a unified European solution and don’t really care who does it, as long as it’s good and safe.
Edit: apparently Wero has decided to cooperate with bizum because they must grow fast: German article this time
Thanks for that link, those are good news! Just like Spain is a multicultural country where interoperability between citizens is seen superior to unification, I feel the same with Europe. We should work together, each country bringing their strengths. If in the future Bizum and other country specific solutions disappear or are renamed I don’t really care as long as everything is done as efficiently as possible.
I’ll admit that I should have said french-german instead of northern Europe, in my defense the articles I linked only mentioned Spain, Portugal and Italy, but Netherlands had the same reaction as you said so that wasn’t a fair assessment.
The day I can use Bizum/Wero/??? to pay my groceries will be glorious. ❤️
Maybe inform yourself more before commenting then I guess. Bizum is not a company per se, it’s an initiative from the Spanish government supported by the banks. Portugal has their own and Italy too iirc. They even are all integrated between them, I can use Bizum to send money to someone from Italy using MB Way and so forth.
As stated, it’s weird that they are rolling these systems first on the countries like germany when there’s southern countries with systems that are super similar. If you have seen the wero roadmap the plan to roll out to southern countries is years away,they are prioritising integration in Germany and so on before unification.
You mention all they want to roll out and that [I’ll] be able to use it in commerces, yeah no that’s my point I won’t because they are not prioritising the rollout where I live, when we already have a very similar technology and the adoption would have been fast. Don’t they want users?
The reason why the southern countries separated from the initiative is because instead of using our highly adopted systems as base, the northern initiative wanted us to spend money to develop everything from scratch, which is pretentious and idiotic, but not a surprise…
I don’t like how Wero presents itself as the unifying solution, when the best thing would have been to integrate with the already working international interconnectivity of country specific systems.
Do you have sources for your claims? To me it sounds like you want this division. I never had the feeling there was one in the first place. That’s why I find this claim a bit weird. There may be some other reasons behind this decision. Maybe it’s unifying a fragmented mess of systems? Because that’s what it sounds like to me.
You can feel free to carry on using your system, as the Danes do as well. Then later on you may want to adopt Wero, or perhaps your existing systems will be integrated or they have an interface or whatnot.
Yeah, I read a bunch of articles and kept expanding the response, that’s why it’s so fragmented, sorry. They are in Spanish though.
https://marketing4ecommerce.net/asi-es-wero-el-bizum-de-discordia-que-llegara-en-2024-y-divide-a-los-bancos-del-centro-y-sur-de-europa/
https://www.eleconomista.es/banca-finanzas/noticias/13252404/03/25/bizum-y-la-francoalemana-wero-exploran-crear-el-gigante-europeo-de-pagos-expres.html
https://www.xataka.com/aplicaciones/no-llames-bizum-europeo-llamalo-wero-bancos-europeos-tienen-definido-su-plan-para-depender-visa-mastercard
https://www.xataka.com/empresas-y-economia/bizum-europeo-posible-sistemas-sur-europa-acercan-posiciones-wero-alternativa-franco-alemana
I’m not the only one calling the wero a french-german solution.
There was an intention to do that in the beginning from the southern countries, but the French and German banks had clear stances that they wanted to do it from scratch and asked the banks with those solutions already implemented to basically throw out all of their implementation to do a separate one. As you suggested, interoperability between systems is what Spain, Portugal and Italy are looking for, since they already have their sort of the legwork done.
Anyway, I feel like you are being overly aggressive in regards to my initial stance, where I was right in my assessment on the technology’s development issues.
Like, I was excited and tried to see if my banks were supported, then I saw that no Spaniard bank was, I searched “Wero Bizum” and found the articles I linked you, then wrote my initial comment. It’s not a strong source per se, but I trust the factual information they have presented. I’m not against interoperability or unification of systems but against the unnecessary rewriting of ours when they work perfectly fine.
Thanks for taking the time. I know German banks can be very bossy with the EZB and all, but I don’t think it is to create a divide. I guess I misunderstood you, it sounded a bit as if you were being aggressive in your original post but I’m clearly in the wrong. I didn’t quite like the whole north-south divide sentiment, because other Nordic countries also have their own working systems and they’re also not on board with Wero from the beginning. I’m a huge fan of how Spain handles things lately and truly believe us Germans can learn a lot from you and I wasn’t aware of any north-south beef (except within Germany, lol).
I’ll read up a bit on the topic. You’ve piqued my interest! I’m still excited for a unified European solution and don’t really care who does it, as long as it’s good and safe.
Edit: apparently Wero has decided to cooperate with bizum because they must grow fast: German article this time
Thanks for that link, those are good news! Just like Spain is a multicultural country where interoperability between citizens is seen superior to unification, I feel the same with Europe. We should work together, each country bringing their strengths. If in the future Bizum and other country specific solutions disappear or are renamed I don’t really care as long as everything is done as efficiently as possible.
I’ll admit that I should have said french-german instead of northern Europe, in my defense the articles I linked only mentioned Spain, Portugal and Italy, but Netherlands had the same reaction as you said so that wasn’t a fair assessment.
The day I can use Bizum/Wero/??? to pay my groceries will be glorious. ❤️