An ad seen in Berlin. Positive news

  • polle@feddit.org
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    2 days ago

    What you describe is SEPA Core Direct Debit and not a sepa credit transfer

    • quick_snail@feddit.nl
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      2 days ago

      They’re both debit. The difference is the UI. In the backend, its both pull-based.

      You can’t prevent someone malicious from pulling from your account.

      • polle@feddit.org
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        2 days ago

        But you can transfer is back if its maliciously. Its just a click in the online banking. If you transfer it yourself you cant get it back.

        • kossa@feddit.org
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          2 days ago

          Tell that to my bank which couldn’t undo a scam transfer ¯\_(ツ)_/¯

          What all those shiny new services underestimate about Paypal is buyer protection for the costumer and for shop owners the guarantee to receive the money. Probably the latter not so much anymore, but back in the day, when online shopping took of it was.

          • polle@feddit.org
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            1 day ago

            Was the scam tranfser to long ago timewise? There is an maximum time frame for undoing that.

            • kossa@feddit.org
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              1 day ago

              No, it was an instant transfer which was withdrawn already at the receiving end, so they could not undo it. Everything within one working day. But be it as it may, maybe I could’ve done something more, but that is, why I came to like Paypal: very hassle-free to get your money back. Every other service would need to do the same at least to convince me.

              • polle@feddit.org
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                4 hours ago

                So someone tansfered money out of your Bank account without having any info about your or stolen data if your card? Seems there is something missing to the story.