Some credit card companies will change your credit limit after you make a large purchase, so that no matter now much you pay off, you’re always just under your limit.
I’ve never heard of that happening. That sounds… Fraudulent. However, the idea is to have more than one card (you don’t need to use them), so your limit isn’t dependant on a single card, especially once that plays idiotic games.
50% utilization is still enormous. Mine rarely goes above a few % pts
Some credit card companies will change your credit limit after you make a large purchase, so that no matter now much you pay off, you’re always just under your limit.
I’ve never heard of that happening. That sounds… Fraudulent. However, the idea is to have more than one card (you don’t need to use them), so your limit isn’t dependant on a single card, especially once that plays idiotic games.