I’ve learned reading these comments that way too many people don’t know just how little 20k is.
A different currency
Deposit for a houseno I’d never get the paperwork together in timeCarmaybe, but I havent got a full license yetBad boy gaming PC, Katwalk, as many peripherals as I can find and a pallet or two of wholesale tinned food.
Give some of it to my family and get a used car.
Goodbye student loans! If there’s money left over I’d have to decide between something hot to wear for the wife (and maybe for others) or replacing my terrible and broken computer monitors. But let’s be real the only thing left over will be debt.
Index funds
Debt. Though honestly I’d ask my extended friends if they wanted to a down payment on a house first.
I don’t think anyone is stuck renting but if I could fix that in a day I’d check with everyone
Skidsteer, beep beep motherfuckers.
Buy a car, finish paying off a loan, get a shed and greenhouse in the back yard, some landscaping
That’s easy. Heat pump & bathroom remodel.
Gold.
Student loans… Oh wait.
I’d use it to pay my mortgage. That would bring me down to like $6k (bought this place a long time ago on foreclosure, so it was cheap but it’s a piece of shit place, so tradeoff). I’d then just pay the remaining 6k from savings and have zero leftover savings (but that would replenish eventually), and be done with it forever. That would feel amazing and take a lot of stress off my fixed income situation.
Put it in retirement accounts.
That’s saving, not spending… Those things don’t hit the accounts for something like 48 hours.
We could really use a second vehicle. I want one of those Japanese trucks with the tiny engines and folding truck bed. Good on gas and can still haul things around for diy projects.
Anything left over would go to a GoFundMe or a Gaza aid relief. If I already had that second vehicle id probably donate half and invest the other half into gold, for emergencies.
